Revista de Economia e Sociologia Rural
https://revistasober.org/article/5da352de0e88253403ba68e1
Revista de Economia e Sociologia Rural
Original article

SUPERVISED CREDIT AND THE FINANCE OF SMALL FARM HOLDINGS IN RURAL NIGERIA

C.J. Arene, A. 0. Eze

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Abstract

The study attempts to analyze the impact of credit supervision on the finances and productivity of small farm holdings in Enugu State, Nigeria. The results show that number of farmers supervised had an inverse relationship with the farmers' income level, while length of service as supervisors, level of formal training in agriculture, and number of farm visits show direct income level relationship. Tobit regression analysis results reveal that the chances of farmers becoming good credit risks will increase when loan size, farm size, income, age, farming experience, formal education level, adoption of innovations, and credit needs increase, while their chances of becoming bad credit risks will increase when distance between home and source of loan, household size, and credit needs increase in magnitude. Programs aimed at increasing the farmers' productivity and income level are among others recommended.

Keywords

Supervised credit, small farm holdings, Nigeria.

Referências

Alvarez-quintero, M. (1976), "Evaluation of Rural Development Programmes in Developing Countries: An Appraisal of Supervised Credit Programmes" Dessertation Abstracts International, Ohio State University, p. 167.

Belshaw, H. (1959), Agricultura! Credit in Economicallv Underdeveloped Countries, Rome, Food and Agriculture Organization of the United Nations.

Blundell, R. (1992). Introduction to Microeconometrics, Department of Econornics, University College, London.

Brossard, D. (,1952), "Features ofSupervised Creditin LatinAmerica" Proceedings of the International Conference on Agriculture and Cooperative Credit, Berkeley; University of California, Vol. 1, p. 299-300.

Chidebelu, A.N. (1983), "Problems of Small-Holder credit in South- Eastern Nigerian" Agricultural Administration 13(1), p. 1-9.

Ijere, M.D, (1972), "Role and Future Organization of Agricultural Credit in East Central State" Prelude to Green Revolution in East Central State ofNigeria. Nwamife Publishers Ltd, Enugu, Nigeria, 148p.

Maris, P.V. (1953), "Supervised Credit for the Near East" Proceedings of the Agricultural Credit Conference, Beirut, Lebanon.

Uzoaga, O. (1977), '1⁄2.gricultural Credit in Nigeria. A Mimeo, 8p.

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